A lot can change in the Australian mortgage market over 12 months, so we check in with our clients every year for a Mortgage Health check. With the abolishment of DEF Fees (Deferred Establishment Fees) it can be very financially beneficial to refinance if your Home Loan is no longer competitive.
However, just because you see lower rate home loans on the market, does not necessarily mean that you will benefit from a refinance. There are always costs involved in refinancing and these need to be taken into account. We understand this and are happy to help you decide if refinancing is a cost-effective option and, if it is, to show you the products that will save you money.
As part of our service we will find the Home Loans most suited to your needs and provide you with a Head to Head comparison report against your current home loan.
Essentially, using Foxtail Home Loans to refinance is like having over 20 different lenders competing for your business!
Your dedicated Finance Broker will organize the entire application for you – no bank interviews! And if you’re out of town or can’t get into one of our branches, that’s just as easy! We can come out to see you at your house and help you determine if it's in your best interest to refinance. Once we have met you in person and you decide to proceed with a Home Loan, we can process your application quickly and easily by phone, e-mail and fax – no matter where in Australia you live!